---
id: engines/climate-x-urbanfootprint
about:
  label: Climate X / UrbanFootprint
  description: >-
    Two commercial climate-risk platforms: Climate X's Spectra turns physical
    climate hazards into asset-level financial loss figures worldwide;
    UrbanFootprint's Resilience Insights combine hazard, community and land-use
    data for any location in the United States.
  tags:
    - climate risk
    - wildfire
    - parcels
tool:
  form: Risk and spatial analytics
  group: Wildfire and risk
  homepage: 'https://www.climate-x.com/spectra'
open:
  source: closed
  data: closed
  api: 'yes'
  participation: unknown
domains:
  - fire
provenance:
  origin: agent
  sources:
    - title: Physical Climate Risk Analysis | Spectra by Climate X
      url: 'https://www.climate-x.com/spectra'
    - title: Climate Risk Analytics to Build Resilience | Climate X
      url: 'https://www.climate-x.com/'
    - title: Climate Risk & Sustainability | UrbanFootprint
      url: 'https://urbanfootprint.com/solutions/climate-risk-sustainability/'
    - title: The Resilient Decision Intelligence Platform | UrbanFootprint
      url: 'https://urbanfootprint.com/'
  reviewed: '2026-10-18'
  reviewed_by: 'Claude, from the sources listed'
  status: draft
---
Spectra is Climate X's platform for physical climate risk. A user searches assets by postcode or uploads a portfolio, picks a climate scenario, and gets hazard probability, severity and estimated financial loss for each asset over short and long horizons, in a form meant for disclosure frameworks such as IFRS S2 and the EU Taxonomy. It combines downscaled multi-model climate projections with the company's own building-vulnerability data and hazard models, covering over two billion assets worldwide; a global wildfire model at 30 m resolution is a recent addition. Its customers are banks, real-estate firms and asset managers. It is hosted software with an API; Climate X also sells Adapt, for costing adaptation measures, and Carta, for company-level exposure.

UrbanFootprint's Resilience Insights are built on a geospatial data core for the whole United States that aligns climate hazard, community and household, and land-use and infrastructure data (the company cites 160 million parcels). Users evaluate hazard risk for one site or a portfolio, quantify community and financial impacts, and prioritise investment; the named users are an energy utility (Duquesne Light Company) and a community organisation (Fresno Metro Ministry), alongside financial institutions and government agencies. It is delivered as a cloud GIS and dashboard application and as data feeds.

Both are commercial and hosted; neither publishes prices on the pages read.